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Washington, DC (PRWEB) August 29, 2012
September is National Preparedness Month and the Independent Community Bankers of America (ICBA) is providing tips to help individuals place their monetary documents in or [see also printing service ]der be [see also bulk mail service ]fore a disaster strikes.
" While the very first priority is the physical security and health of you and your family, understanding that your financial and financial papers are safe gives you one [see also print services ] less thing to fret about throughout times of duress," said Jeff Gerhart, chairman of ICBA and Bank of Newman Grove, Neb. Hurricanes, tornadoes, wildfires and additional natural disasters remind us just how vital it is to be [see also bulk mail service ] coordinated and have [see also bulk mailing service ] a plan. Having a monetary readiness plan will certainly protect you and your family from the lasting results of damaged or [see also printing service ] ruined economic documents."
ICBA provides the following ideas to help customers prepare be [see also bulk mail service ]fore an unexpected emergency happens.
Keep marital relationship and family members records, including adoption papers, residential property deeds, birth certificates, wills, insurance policies, passports, Social Protection cards, immunization records, charge card account numbers, automobile titles or [see also printing service ] lease agreements, bank and investment account numbers and 3 years of tax returns in a bank safe-deposit box. Place each of these documents in a sealed plastic bag to keep out moisture.
Make and safeguard extra official copies of critical documents such as [see also mail service ] birth certifications, adoption papers, marital relationship certifications and the deed to your home for safekeeping and inform a trustee, close relative or [see also printing service ] lawyer where your crucial economic info is located.
Keep names and contact numbers for executors, trustees and guardians in a safe location, either in your safe deposit box or [see also printing service ] with a close relative.
Take an inventory and keep a listing of household be [see also bulk mail service ]longings. Taking photos of these products can help as [see also mail service ] well.
Beginning and frequently contribute to an unexpected emergency fund that can easily cover at [see also bulk mailing services ] the very least 3 to 4 months of costs. This fund should be [see also bulk mail service ] different from your cost savings or [see also printing service ] financial investment account.
Include additional money (essentially small denominations) in your house emergency kit, which should consist of a three-day supply of water, meals, a first help kit, can opener, flashlights, radio and added batteries.
Determine the records that you keep only on computer system. They could not be [see also bulk mail service ] available if electrical power fails, so make a printout and protect them or [see also printing service ] back them up to an outside device or [see also printing service ] web storage facility.
The web can serve as [see also mail service ] a supplement or [see also printing service ] back up to paper copies. Browsed or [see also printing service ] other digital documents can be [see also bulk mail service ] at [see also bulk mailing services ]tached to e-mails and stored in your e-mail account or [see also printing service ] with secure online back-up services.
If you feel flood insurance could be [see also bulk mail service ] required to shield your home, be [see also bulk mail service ]gin shopping around. Contact your insurance broker or [see also printing service ] check out FEMAs website at [see also bulk mailing services ] http://www.fema.gov for more information.
For more details and resources, consisting of a copy of an Emergency Financial Readiness Manual, go to the individual education and learning and resources part of http://www.icba.org, or [see also printing service ] visit http://www.icba.org/files/PDFs/emergency_final.pdf. About ICBA The Independent Community Bankers of America, the nations voice for even more than 7,000 community banks of all sizes and charter types, is dedicated specifically to representing the interests of the community financial sector and its membership with efficient advocacy, be [see also bulk mail service ]st-in-class education and learning and high-quality services and products. For more information, visit http://www.icba.org. # # #
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